1st Advantage Federal Credit Union Mortgage Rates

1st Advantage Federal Credit Union currently offers a 30-year fixed mortgage at 6.036% APR, 0.54 points below the national average. 1st Advantage Federal Credit Union publishes rates for 4 loan products. Rates last updated July 26, 2026.

Product Rate APR
30-Year Fixed 5.88% 6.04%
15-Year Fixed 5.63% 5.89%
20-Year Fixed 5.88% 6.09%
5/5 ARM 5.38% 5.69%

1st Advantage Federal Credit Union Eligibility

Must live, work, worship, or attend school in select areas of the Virginia Peninsula and Hampton Roads region.

Openness: regional

View full eligibility requirements →

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