1st Advantage Federal Credit Union Mortgage Rates
1st Advantage Federal Credit Union currently offers a 30-year fixed mortgage at 6.036% APR, 0.54 points below the national average. 1st Advantage Federal Credit Union publishes rates for 4 loan products. Rates last updated July 26, 2026.
| Product | Rate | APR | Points |
|---|---|---|---|
| 30-Year Fixed | 5.88% | 6.04% | 0.00 |
| 15-Year Fixed | 5.63% | 5.89% | 0.00 |
| 20-Year Fixed | 5.88% | 6.09% | 0.00 |
| 5/5 ARM | 5.38% | 5.69% | 0.00 |
1st Advantage Federal Credit Union Eligibility
Must live, work, worship, or attend school in select areas of the Virginia Peninsula and Hampton Roads region.
Openness: regional