Agriculture Federal Credit Union Mortgage Rates

Agriculture Federal Credit Union currently offers a 30-year fixed mortgage at 7.100% APR, 0.52 points above the national average. Agriculture Federal Credit Union publishes rates for 8 loan products. Rates last updated July 26, 2026.

Product Rate APR
30-Year Fixed 7.00% 7.10%
15-Year Fixed 7.25% 7.41%
20-Year Fixed 6.00% 6.21%
5/1 ARM 5.75% 6.51%
7/1 ARM 5.88% 6.46%
10/1 ARM 6.13% 6.50%
FHA 30-Year 6.00% 6.69%
VA 30-Year 6.25% 6.41%

Agriculture Federal Credit Union Eligibility

Anyone can join Friends of the National Arboretum (FONA) for $15 one-time fee. Also eligible: USDA employees/contractors, DC residents/workers/students, employees of 60+ agricultural/cooperative SEGs, family members.

Openness: open

View full eligibility requirements →

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