FedChoice Federal Credit Union Mortgage Rates
FedChoice Federal Credit Union currently offers a 30-year fixed mortgage at 7.100% APR, 0.52 points above the national average. FedChoice Federal Credit Union publishes rates for 7 loan products. Rates last updated July 26, 2026.
| Product | Rate | APR | Points |
|---|---|---|---|
| 30-Year Fixed | 7.00% | 7.10% | 0.00 |
| 15-Year Fixed | 7.25% | 7.41% | 0.00 |
| 20-Year Fixed | 6.50% | 6.71% | 0.00 |
| 5/1 ARM | 6.50% | 6.81% | 0.00 |
| 7/1 ARM | 6.50% | 6.78% | 0.00 |
| FHA 30-Year | 6.00% | 6.69% | 0.00 |
| VA 30-Year | 6.25% | 6.41% | 0.00 |
FedChoice Federal Credit Union Eligibility
Anyone can join with a one-time tax-deductible donation to the FedChoice Charitable Foundation. Also eligible: Federal employees or contractors working for, paid by, or supervised by someone in the Washington D.C. metro area for IRS, ATF, U.S. Tax Court, Joint Committee on Taxation, Consumer Product Safety Commission, Federal Election Commission, Institute of Museum and Library Services, National Endowment for the Arts, National Endowment for the Humanities, IRS Service Center, Senior Executives' Association, or USPS. Family members qualify.
Openness: open
