First American Credit Union Mortgage Rates
First American Credit Union currently offers a 30-year fixed mortgage at 7.100% APR, 0.52 points above the national average. First American Credit Union publishes rates for 5 loan products. Rates last updated July 26, 2026.
| Product | Rate | APR | Points |
|---|---|---|---|
| 30-Year Fixed | 7.00% | 7.10% | 0.00 |
| 15-Year Fixed | 7.25% | 7.41% | 0.00 |
| 20-Year Fixed | 6.13% | 6.33% | 0.00 |
| FHA 30-Year | 6.00% | 6.69% | 0.00 |
| VA 30-Year | 6.25% | 6.41% | 0.00 |
First American Credit Union Eligibility
Anyone can join by visiting the branch in Phoenix, AZ. Family members of current members also qualify.
Openness: open
