Georgia's Own Credit Union Mortgage Rates

Georgia's Own Credit Union currently offers a 30-year fixed mortgage at 6.553% APR, 0.03 points below the national average. Georgia's Own Credit Union publishes rates for 3 loan products. Rates last updated July 26, 2026.

Product Rate APR
30-Year Fixed 6.38% 6.55%
15-Year Fixed 5.63% 5.92%
20-Year Fixed 6.00% 6.23%

Georgia's Own Credit Union Eligibility

Members of 400+ partner organizations and businesses, or residents of 13 Georgia counties: Chatham, Cherokee, Cobb, Columbia, DeKalb, Douglas, Effingham, Forsyth, Fulton, Gwinnett, Hall, Richmond, and Rockdale. Family members of current members qualify.

Openness: exclusive

View full eligibility requirements →

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