Guardians Credit Union Mortgage Rates

Guardians Credit Union currently offers a 30-year fixed mortgage at 7.100% APR, 0.52 points above the national average. Guardians Credit Union publishes rates for 5 loan products. Rates last updated July 26, 2026.

Product Rate APR
30-Year Fixed 7.00% 7.10%
15-Year Fixed 7.25% 7.41%
20-Year Fixed 6.00% 6.21%
FHA 30-Year 6.00% 6.69%
VA 30-Year 6.25% 6.41%

Guardians Credit Union Eligibility

Live or work in Palm Beach, Martin, or St. Lucie Counties FL. Employees of Select Employer Groups. Family members qualify.

Openness: exclusive

View full eligibility requirements →

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