Kemba Roanoke Federal Credit Union Mortgage Rates
Kemba Roanoke Federal Credit Union currently offers a 30-year fixed mortgage at 7.100% APR, 0.52 points above the national average. Kemba Roanoke Federal Credit Union publishes rates for 6 loan products. Rates last updated July 26, 2026.
| Product | Rate | APR | Points |
|---|---|---|---|
| 30-Year Fixed | 7.00% | 7.10% | 0.00 |
| 15-Year Fixed | 7.25% | 7.41% | 0.00 |
| 20-Year Fixed | 6.00% | 6.21% | 0.00 |
| FHA 30-Year | 6.00% | 6.69% | 0.00 |
| VA 30-Year | 6.25% | 6.41% | 0.00 |
| HomeReady 30-Year | 6.63% | 6.79% | 0.00 |
Kemba Roanoke Federal Credit Union Eligibility
Any Virginia resident can join via FREE Virginia Consumer Council membership (Kemba processes this for free). Also eligible: family/household connections to existing members, employees/retired employees/volunteers of Select Employee Groups. Membership for life.
Openness: exclusive
