Loyalty Credit Union Mortgage Rates

Loyalty Credit Union currently offers a 30-year fixed mortgage at 7.100% APR, 0.52 points above the national average. Loyalty Credit Union publishes rates for 5 loan products. Rates last updated July 26, 2026.

Product Rate APR
30-Year Fixed 7.00% 7.10%
15-Year Fixed 7.25% 7.41%
20-Year Fixed 6.50% 6.71%
FHA 30-Year 6.00% 6.69%
VA 30-Year 6.25% 6.41%

Loyalty Credit Union Eligibility

Live, work, or attend school in Escambia, Santa Rosa, Okaloosa, Walton, Washington, Bay, Calhoun, Gulf, Liberty, Franklin, Gadsden, Leon, Wakulla, Jefferson, and Duval counties FL. Family members qualify.

Openness: exclusive

View full eligibility requirements →

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