N A E Federal Credit Union Mortgage Rates

N A E Federal Credit Union currently offers a 30-year fixed mortgage at 7.100% APR, 0.52 points above the national average. N A E Federal Credit Union publishes rates for 5 loan products. Rates last updated July 26, 2026.

Product Rate APR
30-Year Fixed 7.00% 7.10%
15-Year Fixed 7.25% 7.41%
20-Year Fixed 6.00% 6.21%
FHA 30-Year 6.00% 6.69%
VA 30-Year 6.25% 6.41%

N A E Federal Credit Union Eligibility

Live, work, worship, volunteer, attend school, or are a business or legal entity in the Virginia Beach-Norfolk-Newport News VA-NC Metropolitan Statistical Area consisting of Gloucester, Isle of Wight, James City, Mathews, and York Counties, including the cities of Chesapeake, Hampton, Newport News, Norfolk, Poquoson, Portsmouth, Suffolk, Virginia Beach, and Williamsburg in Virginia and Currituck and Gates Counties in North Carolina. Family members qualify.

Openness: exclusive

View full eligibility requirements →

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