Peoples Advantage Federal Credit Union Mortgage Rates
Peoples Advantage Federal Credit Union currently offers a 30-year fixed mortgage at 7.100% APR, 0.52 points above the national average. Peoples Advantage Federal Credit Union publishes rates for 6 loan products. Rates last updated July 26, 2026.
| Product | Rate | APR | Points |
|---|---|---|---|
| 30-Year Fixed | 7.00% | 7.10% | 0.00 |
| 15-Year Fixed | 7.25% | 7.41% | 0.00 |
| 20-Year Fixed | 6.00% | 6.21% | 0.00 |
| FHA 30-Year | 6.00% | 6.69% | 0.00 |
| VA 30-Year | 6.25% | 6.41% | 0.00 |
| HomeReady 30-Year | 6.63% | 6.79% | 0.00 |
Peoples Advantage Federal Credit Union Eligibility
Live, work, worship, or attend school in Amelia, Caroline, Charles City, Chesterfield, Cumberland, Dinwiddie, Goochland, Hanover, Henrico, King and Queen, King William, Louisa, New Kent, Powhatan, Prince George, or Sussex Counties or Town of Ashland, City of Colonial Heights, City of Hopewell, City of Petersburg, or City of Richmond VA. Immediate family qualify.
Openness: exclusive
