River City Federal Credit Union Mortgage Rates
River City Federal Credit Union currently offers a 30-year fixed mortgage at 6.410% APR, 0.17 points below the national average. River City Federal Credit Union publishes rates for 4 loan products. Rates last updated July 26, 2026.
| Product | Rate | APR | Points |
|---|---|---|---|
| 30-Year Fixed | 6.25% | 6.41% | 0.00 |
| 15-Year Fixed | 5.63% | 5.88% | 0.00 |
| 20-Year Fixed | 6.00% | 6.21% | 0.00 |
| HomeReady 30-Year | 6.63% | 6.79% | 0.00 |
River City Federal Credit Union Eligibility
Live, work, worship, or attend school in Bexar County, Texas. Immediate family members qualify.
Openness: exclusive
