U.H.S. Employees Federal Credit Union Mortgage Rates
U.H.S. Employees Federal Credit Union currently offers a 30-year fixed mortgage at 7.100% APR, 0.52 points above the national average. U.H.S. Employees Federal Credit Union publishes rates for 5 loan products. Rates last updated July 26, 2026.
| Product | Rate | APR | Points |
|---|---|---|---|
| 30-Year Fixed | 7.00% | 7.10% | 0.00 |
| 15-Year Fixed | 7.25% | 7.41% | 0.00 |
| 20-Year Fixed | 6.00% | 6.21% | 0.00 |
| FHA 30-Year | 6.00% | 6.69% | 0.00 |
| VA 30-Year | 6.25% | 6.41% | 0.00 |
U.H.S. Employees Federal Credit Union Eligibility
Employees, doctors, medical staff, and technicians of United Health Services Inc. and its affiliates in Binghamton, Johnson City, and Endicott, NY. Also eligible: employees of Tier Orthopedic Associates, Plastic Surgeons of Southern Tier, Guthrie Clinic (Vestal/Maine, NY), United Medical Associates, Aramark, Morris Protective Services, Sodexho Health Care Services, Diabetic Care Associates, Park Avenue Associates in Radiology, and Broome Nurse Practitioners working at UHS facilities in Broome County, NY. Retirees and family members qualify.
Openness: exclusive
