US Community Credit Union Mortgage Rates
US Community Credit Union currently offers a 30-year fixed mortgage at 6.990% APR, 0.41 points above the national average. US Community Credit Union publishes rates for 8 loan products. Rates last updated July 26, 2026.
| Product | Rate | APR | Points |
|---|---|---|---|
| 30-Year Fixed | 6.99% | 6.99% | 0.00 |
| 15-Year Fixed | 6.38% | 6.38% | 0.00 |
| 20-Year Fixed | 7.00% | 7.00% | 0.00 |
| 5/1 ARM | 6.62% | 6.62% | 0.00 |
| 7/1 ARM | 6.74% | 6.74% | 0.00 |
| 10/1 ARM | 6.87% | 6.87% | 0.00 |
| VA 30-Year | 6.50% | 6.50% | 0.00 |
| VA 15-Year | 6.00% | 6.00% | 2.25 |
US Community Credit Union Eligibility
Live, work, worship, volunteer, or attend school in the Central Tennessee area including Davidson, Rutherford, Wilson, Williamson, Sumner, Cannon, Cheatham, Dickson, Hickman, Macon, Maury, Robertson, Smith, or Trousdale counties. Family members of current members also qualify.
Openness: exclusive
