USC Credit Union Mortgage Rates
USC Credit Union currently offers a 30-year fixed mortgage at 6.657% APR, 0.08 points above the national average. USC Credit Union publishes rates for 2 loan products. Rates last updated July 26, 2026.
| Product | Rate | APR | Points |
|---|---|---|---|
| 30-Year Fixed | 6.63% | 6.66% | 0.13 |
| 15-Year Fixed | 5.88% | 6.06% | 1.00 |
USC Credit Union Eligibility
Live, work, or attend school in Los Angeles County or Orange County, CA. USC students, alumni, employees, and faculty qualify. Employees of Woodbury University (Burbank) and AltaMed also qualify. Family members of current members qualify.
Openness: exclusive