We Florida Financial Mortgage Rates
We Florida Financial currently offers a 30-year fixed mortgage at 7.100% APR, 0.52 points above the national average. We Florida Financial publishes rates for 10 loan products. Rates last updated July 26, 2026.
| Product | Rate | APR | Points |
|---|---|---|---|
| 30-Year Fixed | 7.00% | 7.10% | 0.00 |
| 15-Year Fixed | 7.25% | 7.41% | 0.00 |
| 20-Year Fixed | 6.50% | 6.71% | 0.00 |
| 5/1 ARM | 6.50% | 6.81% | 0.00 |
| 10/1 ARM | 6.63% | 6.83% | 0.00 |
| FHA 30-Year | 6.00% | 6.69% | 0.00 |
| FHA 15-Year | 5.75% | 6.44% | 0.00 |
| VA 30-Year | 6.25% | 6.41% | 0.00 |
| VA 15-Year | 5.88% | 6.14% | 0.00 |
| HomeReady 30-Year | 6.63% | 6.79% | 0.00 |
We Florida Financial Eligibility
Live or work in any of 46 Florida counties (Alachua, Baker, Bradford, Brevard, Broward, Charlotte, Citrus, Clay, Collier, Columbia, DeSoto, Dixie, Duval, Flagler, Gilchrist, Glades, Hardee, Hendry, Hernando, Highlands, Hillsborough, Indian River, Lake, Lee, Levy, Manatee, Marion, Martin, Miami-Dade, Monroe, Nassau, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, Union, Volusia). Immediate family and household members qualify. Lifetime membership.
Openness: exclusive
