Things feel wary as families navigate rising mortgage rates and rethink their homebuying timelines.

Today, the financial picture feels wary as borrowing costs creep up. NerdWallet reported the average 30-year fixed mortgage rate just ticked up to 6.63% today. Still, over on r/FirstTimeHomeBuyer, people are celebrating closing on modest $110,000 homes outside major coastal metros, proving paths to ownership still exist.