The financial picture feels wary as stubborn inflation threatens to keep borrowing costs elevated.

Today, the financial picture feels wary as CNBC reported the Fed held its benchmark rate at 3.50% to 3.75% but signaled possible hikes ahead. Despite stubborn inflation, buyers are still making moves, with people over on r/FirstTimeHomeBuyer celebrating closing on a $450,000 home at a 6.5% rate. While borrowing costs remain a hurdle, families are finding practical ways to adapt.