Things feel a bit anxious as families navigate stubborn borrowing costs and weigh their housing options.

Today, the financial picture feels anxious as families navigate stubborn borrowing costs. Freddie Mac reported the 30-year mortgage rate reached 6.66%, squeezing prospective homebuyers. Over on r/personalfinance, people are debating the tough tradeoff of raiding their retirement savings just to afford a down payment. Despite the pressure, households are carefully weighing their options to keep long-term goals intact.