Things feel wary as families weigh new savings policies against a 12-year low in consumer confidence.

Today, things feel wary as families navigate shifting policies and a broader economic chill. CNBC reported the Treasury will automatically enroll children in new Trump Accounts. Meanwhile, The Conference Board noted consumer confidence crashed to a 12-year low. Over on r/personalfinance, parents are digging into how 529 funds are protected from creditors, keeping a cautious eye on their kids' financial futures.