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Last updated by heyfinfam
Bay Area Housewife with a $1.3 Million Joint Income
Age: 37 | Occupation: Housewife | Spouse: L. (Technology (implied - remote work, stock awards))
A Week In Bay Area, CA, On A $1.3 Million Joint Income
Space Summary
Assets (5)
$4.3m
Real Estate:
47%Retirement:
53%Debt (9)
-$907k
Installment:
99%Other:
1%Income
Active:
100%Expenses
Essential:
40%Discretionary:
60%Net worth
$3.4m
Total assets minus liabilities
Gains
'26-'27, estimated
Losses
'26-'27, estimated
Credit utilization
0%
Credit used vs available
Minimum runway
10+ years
Based on expense estimate
Created
A | Car Loan | Fixed-Payment Debt | -$7,391 | $0 | |
L | L.'s Employment | Job | $0 | $1.3m | |
A | Primary Residence (Bay Area) | USA Real Estate | $1,600,000 | $0 | |
A | Primary Residence Mortgage | Fixed-Rate Mortgage | -$900,000 | $0 | |
A | Temporary Residence (Seattle) | USA Real Estate | $0 | $0 | |
A | Savings and Investments Account | Retirement Account | $1,800,000 | $131k | |
A | Chase Sapphire Reserve | Credit Card | $0 | -$29k | |
A | Chase Sapphire Reserve Outstanding Balance | Card Balance Debt | $0 | -$9k | |
A | Student Loan (Historical) | Fixed-Payment Debt | $0 | $0 | |
A | Utilities | Recurring Expense | $0 | -$6k | |
A | Car Insurance | Recurring Expense | $0 | -$5k | |
A | Health Insurance | Recurring Expense | $0 | -$5k | |
A | Home Insurance | Recurring Expense | $0 | -$2.4k | |
A | Hulu/Disney+ | Recurring Expense | $0 | -$143 | |
A | Netflix | Recurring Expense | $0 | -$99 | |
A | Apple One Premier | Recurring Expense | $0 | -$299 | |
A | Spotify | Recurring Expense | $0 | -$17 | |
A | Yard Maintenance | Recurring Expense | $0 | -$1k | |
A | Cell Phone | Recurring Expense | $0 | $0 | |
A | Peloton Membership | Recurring Expense | $0 | -$390 | |
A | Chase Sapphire Reserve Annual Fee | Recurring Expense | $0 | -$375 | |
A | Amazon Prime | Recurring Expense | $0 | -$99 | |
A | Dining Out | Recurring Expense | $0 | -$29k | |
A | Coffee & Drinks | Recurring Expense | $0 | -$3k | |
A | Entertainment | Recurring Expense | $0 | -$8.4k | |
A | Groceries | Recurring Expense | $0 | -$31.4k | |
A | Transportation | Recurring Expense | $0 | -$4k | |
A | Shopping | Recurring Expense | $0 | -$196k | |
| Total | $3,392,609 | $1.1m |
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