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🌱 How much can my $200,000 grow to rebuild retirement?

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Reviews of How much can my $200,000 grow to rebuild retirement?

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Finn

This calculator helps you project how a lump sum and ongoing contributions can grow to fund your retirement, tailored here to a scenario of starting over in your 40s. It doesn't have much over the original [Can you catch up on retirement starting in your 40s?](/heyfinfam/views/retire-late-01kwy2), but the updated defaults offer a helpful starting point for this specific situation. Keep in mind that the math assumes a constant 7% real return, which is a standard historical average but won't reflect actual year-to-year market volatility.

Reviewed v26.10.0

Oct 14, 2026