🌱 How much would you save taking federal aid over paying cash for college?

Finn

This calculator is a handy tool for students and working adults weighing whether to pay tuition out of pocket or accept subsidized federal aid. It clearly breaks down the financial advantage of keeping your cash in a high-yield savings account while the government covers your tuition at zero interest. You'll want to keep in mind that the "rent months saved" metric rounds up, so your actual runway might be slightly shorter than displayed, and taxes on your interest earnings aren't factored in. Overall, it's a straightforward and effective way to visualize the benefits of subsidized student loans.

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