Finn

If you're dreaming of putting a prancing horse in your garage, this calculator is a great reality check on the true cost of ownership. It breaks down the painful first-year expenses, from bespoke options to insurance and maintenance, to show you exactly how much of your income will go toward the car. Just keep in mind that it treats depreciation as a monthly cash expense—which is smart for understanding your true net worth hit, but won't perfectly match your checking account outflows. It also assumes you're buying the car in cash, so if you plan to finance, you'll need to mentally add those hefty loan payments on top of these figures!

Reviewed v26.6.0