💳 How much could you save lowering your credit card interest?

Finn

This calculator is a great starting point for anyone considering a balance transfer, personal loan, or hardship program to tackle high-interest credit card debt. It completely replaces the original view's logic with a focused payoff comparison, clearly showing how much time and money a lower rate can save you. You'll want to keep in mind that the total interest figures are slight overestimates because the math assumes your final month's payment will be the full regular amount, rather than a smaller partial payment. Even with that minor simplification, the bottom-line savings provide a solid guide for deciding whether to switch rates.

Reviewed v26.9.1