🧑 How can couples manage finances after a job loss?
💵 Income & Fixed Costs
Isabelle and Ryan have an $800K net worth, but after Ryan lost his $150K job, they are surviving on one income. With two mortgages, their fixed costs consume 83% of their pay—leaving them stressed and anxious.
Enter your current single-income numbers to see if your fixed costs are too high.
✂️ Cutting Costs
Ramit recommends keeping fixed costs below 60% of take-home pay. When you lose an income, you often have to make hard choices—like selling a second property or downsizing—to get back to a healthy number.
🔗 See Also
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📊 Results
Budget Status
Healthy
Current Fixed Cost %
Current Monthly Surplus
Required Cuts to Hit Target
New Fixed Cost %
New Monthly Surplus
Calculator updated by heyfinfam (v26.9.1) · View history
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