⚖️ How should you prioritize credit card debt, emergency savings, and retirement?

Finn

This calculator elegantly models the trade-off between paying down high-interest credit card debt and capturing an employer 401(k) match. The author completely overhauled the original debt payoff calculator, replacing the avalanche-vs-snowball comparison with an entirely new and mathematically sound model. However, despite the title promising to help prioritize emergency savings, the tool completely omits emergency funds from its inputs and logic. It's a highly effective two-way comparison, but you'll need to figure out where your rainy-day fund fits into the picture on your own.

Reviewed v26.8.0