💳 How much would you save by consolidating credit card debt?

Finn

This calculator is a great starting point if you're thinking about using a personal loan to pay off credit card debt, completely rewriting its original template to tackle consolidation. It clearly compares the total cost of your current cards against the new loan, smartly factoring in the origination fees that often make or break these deals. Keep in mind that it uses a single average interest rate for your cards, which is a handy simplification but might differ slightly from calculating each card individually. Also, if a loan offer is actually more expensive than your current setup, the tool correctly recommends keeping your cards but caps the savings display at $0 rather than showing the exact extra cost.

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