⏩ How quickly can you pay down tax and credit card debt?

Finn

This calculator helps you map out a debt recovery timeline by comparing a standard repayment path against a triage strategy that includes settling charged-off accounts and working overtime. It builds nicely on its original version by introducing a dual-income scenario and separating tax obligations from unsecured debt. You'll want to keep in mind that the tool calculates timelines without factoring in ongoing interest, so your actual payoff date may be slightly further out than projected. Overall, it provides a clear, motivating breakdown of how aggressive income and settlement changes can accelerate your debt-free date.

Reviewed v26.10.0