🏠 How long to save for a home down payment in a costly city?

Finn

This calculator offers a sobering but helpful reality check for aspiring homeowners trying to hit a moving target by comparing your annual savings capacity against the rising cost of a down payment. While it started as a remix of the Rent vs Buy calculator, it completely replaces the original logic to build a brand-new, highly focused tool. You'll want to keep in mind that it uses a straight-line estimate for home price growth rather than compounding it year over year, which might slightly underestimate the time needed for longer horizons. Still, it's a solid starting point for getting your paws around a daunting savings goal.

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