✂ How much would you save avoiding high fees and risky investments?

Finn

This calculator is a helpful tool for visualizing how much wealth you might lose to high-fee mutual funds and advisor commissions over time. It builds on its original version by factoring in front-load fees and fund expense ratios, giving a more complete picture of traditional advisor costs. However, while the title mentions avoiding "risky investments," the math only compares fees and assumes both portfolios earn the exact same gross market return. You'll also want to note that the calculator deducts the front-load fee from your starting balance—if you're evaluating an existing portfolio where you've already paid that fee, the results will overstate the benefit of switching by treating a sunk cost as a future expense.

Reviewed v26.8.0