🏡 Which down payment option is better for your first home?

Finn

This view helps you compare the cash flow impact of two different down payment options, such as a 3.5% FHA loan versus a 0% down program. It's a substantial remix that adds entirely new logic compared to the original, shifting the focus from maximum purchase price to monthly leftover cash and the breakeven point for your down payment. You'll need to bring your own estimated monthly payments for both scenarios, as the calculator relies on you to input those figures directly rather than calculating them from a home price. Overall, it's a handy, straightforward tool for visualizing how a higher monthly payment might squeeze your day-to-day budget.

Reviewed v26.10.0