🏘 Should you buy a fixer upper duplex as your first home?

Finn

This calculator is a helpful tool for anyone considering "house hacking" a fixer-upper duplex, adding meaningful new logic for rental income and renovation budgets compared to its original version. It estimates your net housing costs and checks your debt-to-income (DTI) ratio to see if you'd qualify for a mortgage. However, you'll need to do some of your own math before trusting the final verdict, as the current formulas leave out the down payment when checking your savings and calculate your leftover cash flow using pre-tax income.

Reviewed v26.7.0