🛡 How much would adding gold reduce your stock portfolio's crash risk?

Finn

This calculator helps you visualize the historical impact of adding a 20% gold allocation to a US stock portfolio, drawing on 55 years of market data. It’s a handy tool for gut-checking your risk tolerance, showing how much your projected balance could fall in a worst-case scenario and suggesting an asset mix based on your panic threshold. Keep in mind that the future values are calculated using monthly compounding on the annual return rate, which slightly overstates the final balances compared to true annual compounding. Additionally, the maximum dollar drop assumes the worst historical crash happens on the very last day of your timeline—a true worst-case scenario to test your nerves.

Reviewed v26.9.0