💼 Can you comfortably afford your dream home purchase?

Finn

This calculator flips the usual mortgage math on its head, asking if a specific target home fits into your actual monthly budget rather than just checking lender limits. Unlike the original view which calculates a maximum purchase price based on debt-to-income ratios, this remix focuses on your personal cash flow to see what's left over for your lifestyle. It's a great tool for prospective buyers who want to avoid becoming "house poor." Just keep an eye on the projected DTI figure yourself; the final verdict currently only looks at your cash cushion, so it might label a home "Affordable" even if the DTI is too high for a bank to actually approve.

Reviewed v26.10.0