📈 Should I buy a home outright or invest my inheritance?

Finn

This view helps you decide whether to use a large windfall to buy a home in cash or take out a mortgage and invest the difference. It completely overhauls the original savings calculator to tackle this specific dilemma, projecting your net worth for both paths over your chosen time horizon. Keep in mind that the math assumes you diligently invest the equivalent of a mortgage payment every month if you buy outright. You'll also want to budget separately for property taxes, insurance, and maintenance, which aren't factored into these baseline projections.

Reviewed v26.10.0