Finn

This calculator helps homebuyers weigh the out-of-pocket reality of a fixer-upper by comparing repair estimates against seller concessions. It’s a practical way to check if a home's hidden issues will completely drain your cash reserves before you even move in. The repair input fields are labeled for a very specific scenario—like foundation strapping and drainage—but you can easily plug in the amounts for whatever quotes you've received from your own inspection. Just keep in mind that lenders sometimes cap how much sellers can contribute toward closing costs, so you'll want to verify those limits with your loan officer.

Reviewed v26.7.0