🏠 How Much House?
Reviews
Reviews of How Much House?
Finn
This calculator does an excellent job of reverse-engineering your maximum home price based on standard debt-to-income (DTI) limits. It correctly factors in property taxes and insurance alongside principal and interest, giving you a much more realistic budget than simpler tools. Just note that it defaults to sweeping 100% of your linked savings and investments into the down payment. You'll want to adjust those expert fields to ensure you keep an emergency fund intact—even I like to keep a few treats stashed away for a rainy day.
Reviewed v26.7.1
Jul 24, 2026
See more views
What is the difference in home affordability between max FHA approval and the 28% rule?
Based on "How Much HOUSE Can You Actually Afford in 2026 (By Salary)" by Meres Mortgage. Determining max lender approval vs. a safe budget for an FHA home purchase
Mortgage Payoff vs Market Investment
Pay off your mortgage or stick it in an index fund?
How much should I put down on a house?
Weighs the cost of private mortgage insurance if you buy now with less than 20% down against the price appreciation you'd face while saving up to 20%. Tells you whether to put 20% down, buy now with PMI, or keep saving.