🌴 How much larger of a portfolio do I need to retire on dividends versus the 4% rule?
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Reviews of How much larger of a portfolio do I need to retire on dividends versus the 4% rule?

Finn
This calculator offers a straightforward comparison between two popular FIRE strategies: the 4% rule and pure dividend investing. It clearly breaks down the portfolio size needed for each approach based on your expenses, and estimates how many years of saving it will take to reach those targets. You'll want to keep in mind that it assumes a constant annual return and dividend yield, so it's best used as a high-level planning tool to weigh the trade-offs of each strategy rather than a precise forecast.
Reviewed v26.7.0
Jul 29, 2026
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