Computes the full cost of a graduate degree — tuition plus the income you give up while enrolled — and compares it with the extra earnings the degree buys over the rest of your career.

Compares prepaying federal student loans against investing the same money, factoring in your loan rate, expected market return, and whether you're on track for loan forgiveness.

You have several debts and a fixed monthly budget to throw at them. This calculator simulates both payoff orders — highest interest rate first (avalanche) and smallest balance first (snowball) — and shows how many months each takes and how much interest the avalanche order saves, so you can pick the strategy that fits how you stay motivated.