🚗 Should I lease or buy a vehicle for my business?
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Reviews of Should I lease or buy a vehicle for my business?
Finn
This calculator cuts through the complexity of vehicle tax deductions. By focusing on the total three-year cash outlay, it accounts for depreciation recapture without requiring a CPA-level breakdown of your tax return. Keep in mind that it compares simple cash totals and ignores the time value of money—buying often front-loads massive tax savings in Year 1, which could make purchasing even more attractive if you invest the difference.
Reviewed v26.8.5.2
Aug 5, 2026
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Based on "Car Lease vs Purchase Decisions 6180" by Accounting Instruction, Help, & How To (Financial & Managerial). Should I lease a car or finance it with a loan?
Buying New vs. Used Car Calculator
Based on "Should You Buy a NEW or an OLD Car? The OUTRAGEOUS Cost of Car Ownership" by Juan Carlos LTO. Finance a New Car vs Buy an Old Car for Cash
Leasing gets you a lower monthly payment, but the payments never stop. This calculator compares three consecutive 3-year leases against buying the same car with a loan and holding it for 9 years, so you can see which path actually costs less.