🤰 How much would I save on childbirth and health insurance in Spain compared to the US?

Having a baby in the United States is incredibly expensive, even with great health coverage. But how much could you save by having your child abroad? This calculator compares your full out-of-pocket healthcare expenses in the US against the cost of private health insurance and childbirth in Spain.

You cannot calculate the cost of childbirth without factoring in your annual health insurance premiums. As Bruce Hamilton points out, their out-of-pocket health insurance premiums were $10,000 for one year for both him and his wife.

In the US, the initial bills are massive. As Bruce Hamilton notes, the hospital bill from Kaiser San Francisco was $19,963, although the out-of-pocket cost to them was only $250. Between premiums, copays, and the delivery, their total US cost reached $11,500. Enter your own US healthcare estimates below.

Moving abroad changes the math entirely. Private health insurance in Spain is dramatically cheaper and often covers every single expense. As Bruce Hamilton explains, their health insurance premiums for two adults was 1,800 euros, just over $2,000.

Even with double the doctor appointments, they paid nothing extra. As Bruce Hamilton notes, the hospital bill was around 3,600 euros, but they paid zero out-of-pocket, and all doctor visits and urgent care trips were zero. The total price was $11,500 for their US baby versus about $2,000 for their baby in Spain.