💡 How much would paying off your mortgage extend your layoff runway?

Finn

This calculator tackles a stressful but common question: if you're facing a layoff, should you drain your investments to pay off your mortgage and lower your monthly burn rate? It completely replaces the original Coast FIRE template with brand new logic tailored to severance and emergency planning. However, you'll want to take the final "Months Gained" figure with a grain of salt. The current math calculates your runway without deducting the cost of the mortgage payoff from your total available assets, making the paid-off scenario look artificially longer than it really is.

Reviewed v26.10.0