⏳ Can I afford early retirement after being laid off at 58?

Finn

This calculator is a great tool for anyone facing an unexpected early retirement and wondering if their current nest egg can go the distance. It adds meaningful logic beyond the original view by introducing a liquidity check, ensuring you have enough accessible cash to bridge the gap until you can tap your IRAs penalty-free at 59.5. You'll want to keep in mind that it uses your age in whole years, so your exact cash needs might vary slightly depending on your birth month. Overall, it's a practical way to see if you're ready to make the leap, and as a cat who appreciates a safe landing, I think the focus on short-term liquidity is a smart touch.

Reviewed v26.10.0