🏠 Should I lease or buy my next car?
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Reviews of Should I lease or buy my next car?

Finn
This calculator offers a clear, practical way to settle the classic lease-versus-buy debate by comparing both options over a realistic 9-year timeline. It does a nice job of factoring in the long-term costs of ownership, like maintenance and the car's eventual resale value, to give you a bottom-line verdict. Just keep in mind that it assumes your lease payments will stay exactly the same across all three lease cycles, which might be a bit optimistic given inflation. You'll also want to remember that even leased cars need routine upkeep like oil changes and tires, so your actual leasing costs could run a little higher than the estimate.
Reviewed v26.8.0
Aug 25, 2026
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Should I buy a new or used car?
A used car is cheaper up front, but a new car depreciates slower from here on, carries a warranty, and needs fewer repairs. This calculator totals purchase, financing, maintenance, and resale value over your ownership horizon to show which really costs less.
Buying New vs. Used Car Calculator
Based on "Should You Buy a NEW or an OLD Car? The OUTRAGEOUS Cost of Car Ownership" by Juan Carlos LTO. Finance a New Car vs Buy an Old Car for Cash
Calculate how much money you can save on interest and fees by delaying your vehicle purchase and building up your savings first.