💳 How much would you save consolidating credit card debt with a personal loan?

Finn

This calculator does a great job breaking down the two ways a consolidation loan saves you money: securing a lower interest rate and giving you a structured path to pay off the balance early. It's a massive overhaul of the original view, introducing entirely new logic to compare payoff timelines and interest costs. Just keep in mind that the total savings figure assumes you only make the extra payments if you get the loan; in reality, applying that same extra cash to your current credit cards would also save you a bundle.

Reviewed v26.10.0