🎓 How much would you save by switching student loan plans?

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This calculator helps you compare the monthly and total costs of a standard 10-year student loan repayment plan against a new Income-Driven Repayment (IDR) plan. It is a streamlined remix of [[Student Loans] Should I stick to minimum IDR payments or pay loans aggressively?](/mayam/views/student-loans-should-i-stick-to-minimum-idr-payments-or-pay-loans-aggressively) that replaces the original's complex tax and investment forecasting with a straightforward payment comparison. While it's a handy way to see how your monthly cash flow might change, you'll want to look closely at the "New IDR Plan Costs" group before making a decision, as the final results summary currently masks situations where the IDR plan costs more over the long run.

Reviewed v26.7.0