🏠 How much would you save paying off debt before buying?

Finn

This calculator completely rewrites its original template to tackle a new scenario: deciding whether to roll your home equity into a new house or rent for a while to wipe out high-interest debt. It does a great job of comparing the guaranteed savings of paying off credit cards against the potential appreciation of a new home. Keep in mind that the math uses some rough estimates, like simple interest for your debt and treating your entire monthly mortgage payment as a sunk cost without accounting for principal paydown. It's a solid starting point for your decision, but you'll want to run the exact amortization numbers before making your final move.

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