Desert Financial Credit Union Mortgage Rates
Desert Financial Credit Union currently offers a 30-year fixed mortgage at 6.787% APR, 0.21 points above the national average. Desert Financial Credit Union publishes rates for 2 loan products. Rates last updated July 26, 2026.
| Product | Rate | APR | Points |
|---|---|---|---|
| 30-Year Fixed | 6.63% | 6.79% | 0.88 |
| 15-Year Fixed | 5.88% | 6.17% | 1.13 |
Desert Financial Credit Union Eligibility
Live, work, attend school, or worship in most Arizona counties including Maricopa, Pima, Pinal, Yavapai, Coconino, Mohave, and others. Also open to employees of select employer groups and members of partner organizations. Family members of current members qualify.
Openness: regional
