Destinations Credit Union Mortgage Rates

Destinations Credit Union currently offers a 30-year fixed mortgage at 7.100% APR, 0.52 points above the national average. Destinations Credit Union publishes rates for 6 loan products. Rates last updated July 26, 2026.

Product Rate APR
30-Year Fixed 7.00% 7.10%
15-Year Fixed 7.25% 7.41%
20-Year Fixed 6.50% 6.71%
5/5 ARM 5.75% 6.51%
FHA 30-Year 6.00% 6.69%
VA 30-Year 6.25% 6.41%

Destinations Credit Union Eligibility

Live, work, worship or attend school in Baltimore City or Anne Arundel, Baltimore, Carroll, Harford, or Howard Counties MD. Employees of 100+ select employers. Family members qualify.

Openness: exclusive

View full eligibility requirements →

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