Elements Financial Mortgage Rates
Elements Financial currently offers a 30-year fixed mortgage at 6.665% APR, 0.08 points above the national average. Elements Financial publishes rates for 4 loan products. Rates last updated July 26, 2026.
| Product | Rate | APR | Points |
|---|---|---|---|
| 30-Year Fixed | 6.63% | 6.67% | -0.50 |
| 15-Year Fixed | 6.25% | 6.32% | 0.00 |
| 20-Year Fixed | 6.63% | 6.68% | -0.25 |
| 5/5 ARM | 6.50% | 6.54% | 0.00 |
Elements Financial Eligibility
Anyone can join by opening a checking, savings, loan, or credit card account. Most members join through employer partnerships with 200+ organizations. Immediate family and household members of current members also qualify. Based in Indianapolis, Indiana.
Openness: open
